Retirement Planning – Tampa Bay

retirement income planning

Charles Clifford Financial provides retirement planning services in Tampa, Florida. With over ten years of experience, Charles will show you several safe money strategies that can grow your retirement assets. You will get the exact same monthly income as somebody else that saved 30% more than you did who is in a standard retirement account. So, if you are currently retired or are planning to retire in the next 5, 10, 15 or 20+ years – Charles can assist you! The primary goal is to simplify your retirement planning and show you how to “maximize” your retirement income so that you can enjoy your golden years “STRESS FREE” – comfortably and securely on your own terms. Our  “CARE” approach is just that; we really do genuinely “CARE” about you – “CARE” = Communication, Analysis, Review and Execution!

Additionally, there is no cost or fee to sit down and discuss our services.

Retirement Planning Services Include:
  • Pre and Post Retirement Planning
  • Creating Income In Retirement
  • “Tax-Free” Retirement Planning
  • Highest Yielding Safe Money Investment Strategies
  • Account Rollovers IE: (401k Rollovers, IRA Rollovers etc)
  • Lump Sum Distribution
  • College Planning
  • Structured Settlements

 Call Now! (813) 426-6291


Retirement growth and income strategies are not just for the wealthy.

As retirement nears, the traditional strategy has been to move growth-seeking products to conservative, fixed-income products. However, that approach has changed with now moving assets into safe, yet growth oriented fixed Indexed products where you got a whole lot MORE for a lot LESS money with also having less ROI demands that exist in a traditional retirement account.

According to a recent study, for a married couple age 65 there is now a 50 percent chance that at least one spouse will live to age 94. This means that you may need to plan for your retirement savings to potentially last 25 to 30 years. One drawback to a longer life is the greater possibility of outliving your savings — creating all the more reason to develop a retirement income strategy designed to last a longer lifetime. Sixty-one percent of Americans surveyed said they were more afraid of outliving their assets than they were of dying and they also feared living with an income gap in retirement that would not meet their lifestyle needs.

A significant market loss in the years just prior to retirement or during retirement can be devastating and would significantly impact the level of income that you receive over the course of your life. In fact, if a loss occurs earlier in life, there is also the chance that you may have more time to recover (versus a loss occurring later in retirement) Why? Simply because a smaller pool of assets is left to sustain you throughout your retirement years and your assets may not have as much time to recover. Charles can help you design a guaranteed retirement income strategy that incorporates hybrid products that create opportunities for long-term growth as well as guaranteed* income. Let us help you reduce your Monthly Income Gap and create income for Life!

Our “Team” Based Model of Ancillary Services include: (Trusts, Wills, Tax Planning & Prep, Asset Protection, Succession Planning, Mergers & Acquisitions, Business Transactions/Formations & Assets Under Management).

* Guarantees are backed by the financial strength and claims-paying ability of the issuing company and may be subject to restrictions, limitations or early withdrawal fees. Products are not FDIC insured.


Retirement Planning Tampa FL


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